Application criteria.

• 12 months valid and verifiable rental history.If you have not rented recently, valid and verifiable mortgage payment history may be considered.
• Negative rental history may result in denial.Negative rental history could include: a recent history of eviction, delinquent balances or collection accounts with a prior landlord, chronic late payments to a landlord, or a history of lease violations.

• Required minimum credit score of at least 600.
• Credit scores below 500 will result in denial.
• Scores between 500 and 599 may result in conditional approval.
• No delinquent balances owed to prior landlords or utility providers.

Negative credit history such as discharged bankruptcy, or consumer debt collections greater than $1,000, may require conditional approval. For the purposes of screening, we do not consider medical or education collections.

• We require legal and verifiable gross income equal to 2.5X the rent.
• We will consider verifiable job offer letters.
• If you work remotely or are transferring from out of area, we may require verification from your employer.
• Proof of income must show your name, the date, and amount of pay.

For households of multiple persons requiring cosigners, we use the following formula to determine income qualification: Total Rent ÷ Number of Adult Tenants = Your Rent Portion.

• All convictions that might come up on your record must be disclosed on your application, but will not necessarily be grounds for denial of the application.

We perform an individualized assessment of any adult with criminal convictions, as allowed by law, to determine whether a business reason exists to deny tenancy. We consider the nature and severity of the offense, the number and type of convictions, the time that has elapsed since the conviction, your age at the time of conviction, evidence of good tenant history before and after conviction, and any additional information showing rehabilitation, good conduct, or other factors. Applicants may be denied if their past convictions may reasonably pose a threat to persons or property. *Applications denied for criminal history may be appealed for further review.

• Credit score of 600 or better, AND
• Gross income 4X the rent portion.

Prospective cosigners can request a copy of the Cosigner Addendum to fully review the terms of the agreement. (Rent portion = Total Rent ÷ Number of Adult Tenants.)

The following conditions will result in an automatic denial of your application:

• Verified Eviction / Unlawful Detainer
• Falsification of Rental Application
• Undisclosed Criminal Convictions
• Credit Scores below 500
• Open Bankruptcy
• Delinquent Balances Owed to Prior Landlords
• Delinquent Balances Owed to Utility Companies
• Threatening, Lewd, Vulgar or Harassing Conduct During the Application Process